Bank of Maharashtra Rebounds 20% from 52-Week Low After Strong Q4 Update

Following a solid Q4 FY25 business update that showed a 15.33% rise in total business to ₹5,47,159 crore, Bank of Maharashtra shares jumped 20%. Despite the stock’s prior year-long losses, deposits and advances have shown strong growth, which increased investor confidence.

Following the announcement of a robust business report for the March 2025 quarter (Q4 FY25), state-owned Bank of Maharashtra’s shares surged 20% from their 52-week low on Tuesday, April 8. The bank’s substantial year-over-year increase across key business measures, which indicated operational strength and restored investor trust, coincided with the stock price’s dramatic recovery.

As of March 31, 2025, the Bank of Maharashtra’s entire business was valued at ₹5,47,159 crore, a 15.33% growth over the ₹4,74,411 crore recorded during the same period the previous year, according to preliminary figures. A balanced increase in advances and deposits and a persistent emphasis on the bank’s low-cost deposit base were the main drivers of its performance.

The total deposits increased from ₹2,70,747 crore in March 2024 to ₹3,07,152 crore, a 13.45% year-over-year increase. Quarter-over-quarter, deposits increased by 10.1%. Strong growth in CASA (Current Account and Savings Account) deposits, which increased 14.64 percent to ₹1,63,669 crore, helped to fuel the increase. Consequently, the CASA ratio indicated a more potent deposit mix, which increased to 53.29 percent from 52.73 percent in the same time last year and 49.28 percent in the December 2024 quarter.

Additionally, gross advances saw a strong 17.84 percent year-over-year growth, from ₹2,03,664 crore in March 2024 to ₹2,40,007 crore in March 2025. Despite this increase, the credit-deposit (CD) ratio decreased somewhat from 81.95 percent in the previous quarter to 78.14 percent in Q4, still higher than the 75.22 percent recorded a year earlier.

The bank’s preliminary figures demonstrate its ongoing asset development and business expansion pace. Additionally, they show increased consumer involvement and a more substantial franchise, especially when obtaining low-cost deposits.

Stock Price Trend:

The PSU bank shares had a substantial intraday gain of 4.8 percent after the news, reaching a high of ₹45.75. From its 52-week low of ₹38.11, which it had reached in the previous session on April 7, this represented a 20% rebound. Nevertheless, the price is still roughly 38 percent behind its 52-week high of ₹73.50, which was set in June 2024.

The value of Bank of Maharashtra’s shares has dropped by around 34% in the past year. The April bounce followed five consecutive months of losses. March had a 0.15 percent loss, February saw a 9.5 percent fall, January saw a 1.7 percent decline, and December saw an 8.5 percent decline. It has lost 3 percent so far in April.